Collect M-PESA
payments professionally
without your own PayBill
Lipa na Bold helps businesses, creators, schools, churches, and organizations accept M-PESA payments without applying for their own PayBill. Create payment links, collect payments, and manage everything from one simple platform.
Powered by secure M-PESA payment services.
Lipa na Bold is an independent payment platform and is not affiliated with or endorsed by Safaricom PLC. M-PESA is a registered trademark of Safaricom PLC.
KSh 24,850.00 KES
Customer Payment
Received Today
+KSh 1,500.00
Completed18
KSh 24,850
0
Online
Collect M-PESA payments in three steps
Skip Safaricom's complex application process. Get ready to start accepting payments in minutes with your merchant account.
Create Your Account
Sign up in under a minute and get everything you need to begin collecting M-PESA payments.
Share Payment Info
Share your merchant code or send invoice links to customers to start receiving payments instantly.
Withdraw Instantly
Your payments are processed securely. Real-time settlements can be withdrawn directly to your M-PESA phone number.
Everything you need to collect M-PESA payments
Instantly collect payments with shared PayBill, payment links, and dedicated merchant dashboards.
Shared PayBill
Start collecting payments using our shared account without the lengthy application process.
Payment Links
Generate secure payment links and share them on WhatsApp, Facebook, TikTok, or anywhere your client is.
Buy Me Lunch Pages
Create a custom donation/tip page where supporters can send lunch money in just a few clicks.
Instant Withdrawals
Request standard payouts and receive them in seconds directly to your personal M-PESA line.
Real-Time Ledger
Track incoming payments in real time directly from your merchant dashboard with zero delay.
Dedicated Dashboard
Monitor transaction balances, track customer payments, and manage your account seamlessly.
Experience Lipa na Bold
Test the full payment circle right here. Toggle the options below to configure a mock payment link, simulate the customer payment push, and track balances on the merchant dashboard.
Simulator Console
Merchant Name: Kiprono & Sons
Merchant Code: LNB-4082
M-PESA PayBill: 42****3
Create a Payment Link
Specify the customer name, payment description, and billing amount below to simulate generating an invoice checkout.
https://lipanabold.com/pay/kiprono&sons?amt=1500Simple, transparent pricing for scale
No hidden fees or unexpected costs. Choose the tier that accommodates your transactional requirements.
Free for your first month. No subscription fee during the trial.
Perfect for growing businesses. Start with a 1-month free trial, then continue for just KSh 50 per month while keeping 100% of every customer payment.
- ✓Shared M-PESA PayBill access
- ✓Unlimited payment collection
- ✓Real-time transaction ledger & updates
- ✓Instant withdrawals to your line
- ✓Multi-user sub-account access
- ✓Custom Checkout Pages & Links
Ideal for content creators, artists, streamers, and charities. No subscription fees; pay only when you receive support.
- ✓ Personalized Buy Me Lunch page
- ✓ Unlimited tips & contributions
- ✓ Shareable QR codes & links
- ✓ Real-time payout requests
- ✓ Mobile SMS alerts for incoming tips
M-PESA transaction charges are determined by Safaricom and may apply where applicable. Lipa na Bold does not add any transaction commission on the Business plan.
Frequently Asked Questions
Find answers to commonly asked questions about Lipa na Bold.